Who we are?

Hello! My name is Brian Devillavicencio.

Over the past few years, my wife and I have embraced entrepreneurship and built businesses from the ground up. Along the way, we witnessed firsthand how broken the credit and funding industry can be — filled with false promises, overpriced services, and companies preying on people’s financial struggles.

We have seen too many people being misled, overcharged, or left with no real results — and we knew something had to change. I studied and learned everything myself and rebuilt our credit first and got us the funding we needed to start our first 2 businesses. From there I started to help friends and family do the same - and I knew I needed to help even more people with this.

That’s why we started the Diamond Credit Group: to disrupt the industry by offering honest, affordable, and effective credit solutions. Our mission is simple — to help everyday people rebuild their credit with speed, transparency, and real results. No gimmicks. No inflated fees. Just straight-up support from people who care.

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Terms & Conditions / Privacy Policy

  • Terms & Conditions

    Last Updated and Effective: May 20, 2025
    Agreement between User and https://www.diamondcreditgroup.consulting

    Welcome to https://www.diamondcreditgroup.consulting. The https://www.diamondcreditgroup.consulting website (the “Site”) is comprised of various web pages operated by Diamond Credit Group (“DCG”). The Site is offered to you conditioned on your acceptance, without modification, of the terms, conditions, and notices contained herein (the “Terms”). Your use of the Site constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy for your records.

    Diamond Credit Group helps consumers improve their credit scores by challenging inaccurate, outdated, or unverifiable items on their credit reports. Our team is committed to working on behalf of our clients with integrity and professionalism, while also providing education to support long-term financial wellness.

    Privacy

    Your use of this Site is subject to DCG’s Privacy Policy. Please review our Privacy Policy, which governs the Site and explains our data collection practices.

    Electronic Communications

    By visiting this Site or sending emails to DCG, you are engaging in electronic communication. You consent to receive electronic communications from us and agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

    Your Account

    If you create an account on this Site, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your device. You agree to accept responsibility for all activities that occur under your account. You may not assign or transfer your account to anyone else. DCG is not liable for any unauthorized access to your account due to theft or misuse.

    DCG reserves the right to refuse or terminate service, close accounts, or remove content at our sole discretion.

    Children Under Thirteen

    DCG does not knowingly collect personal information from children under the age of 13. If you are under 18, you may use this Site only with permission from a parent or guardian.

    Cancellation & Refund Policy

    You have the right to cancel service within three (3) business days of signing the client agreement for a full refund. To cancel, you must notify us in writing on or before the third business day. Please send cancellation requests or questions to:
    📧 devillavicencio.consulting@gmail.com

    Links to Third-Party Sites

    The Site may contain links to other websites (“Linked Sites”). Linked Sites are not under the control of DCG, and we are not responsible for their content, changes, or updates. These links are provided for convenience only and do not imply endorsement of the site or its operators.

    Some services on this Site may be delivered by third-party vendors. By using any feature that originates from this domain, you consent to DCG sharing relevant information with such third parties as needed to deliver the requested service.

    No Unlawful or Prohibited Use / Intellectual Property

    You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly under these Terms. You agree not to use the Site for any unlawful or prohibited purpose, or in any manner that could damage or impair its functionality.

    All content on this Site—including text, images, graphics, logos, and software—is the property of DCG or its content providers and is protected by intellectual property laws. You may not copy, reproduce, distribute, modify, or exploit any of the content without written permission from DCG.

    User Submissions

    Any content you submit to the Site (feedback, reviews, suggestions, etc.) remains your property, but by submitting it, you grant DCG a non-exclusive license to use, reproduce, publish, and display it in connection with our services. You affirm that you own or control the rights to any submission you provide.

    Termination and Access Restriction

    DCG reserves the right to terminate or restrict your access to the Site or its services at any time, without notice, for any reason.

    Governing Law

    This agreement is governed by the laws of the State of [Insert Your State]. By using the Site, you agree to the jurisdiction and venue of courts in that state for any disputes arising from use of the Site.

    No Guarantee of Results

    Diamond Credit Group does not guarantee any specific outcome or improvement in credit scores. Results vary based on credit bureau data, your financial profile, and other external factors.

    No Advance Fees

    In compliance with federal law, Diamond Credit Group does not charge any fees until services have been rendered as agreed upon in the written contract.

    Written Agreement Requirement

    Per the Credit Repair Organizations Act (CROA), no services will begin until a signed, written agreement is executed and the three-day cancellation period has passed.

    CROA Disclosure

    You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old (10 years for bankruptcies).

    Entire Agreement

    These Terms constitute the entire agreement between you and DCG concerning the use of the Site. If any part of the Terms is found unenforceable, the rest shall remain in effect.

    Changes to Terms

    Diamond Credit Group may revise these Terms at any time. The most recent version will always be posted on this page and supersedes any prior versions. Your continued use of the Site indicates your acceptance of any changes.

    Contact Us

    For general questions, requests, or concerns, please contact us at:
    📧 devillavicencio.consulting@gmail.com

  • Effective Date: May 20, 2025
    Website: https://www.diamondcreditgroup.consulting
    Contact Email: devillavicencio.consulting@gmail.com

    At Diamond Credit Group, your privacy is extremely important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information.

    Information We Collect

    We may collect personal information including, but not limited to:

    • Your name, email address, and contact details

    • Credit-related information (as part of our service)

    • Any other data you voluntarily provide via our website, forms, or communication channels

    How We Use Your Information

    We collect and use personal information for the following purposes:

    • To provide and manage our credit repair services

    • To communicate with you regarding your account or services

    • To comply with legal obligations

    • To improve the functionality of our website and user experience

    We do not sell or rent your personal data to any third party.

    Consent

    We collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. By using our services, you consent to our collection and use of your information as outlined in this policy.

    Retention of Data

    We retain personal information only as long as necessary to fulfill the purposes for which it was collected, or as required by law.

    Accuracy of Data

    We make reasonable efforts to ensure personal information is accurate, complete, and up-to-date. You may contact us at any time to update or correct your personal data.

    Security

    We take appropriate security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These safeguards include technical, administrative, and physical security protocols.

    Third-Party Services

    In certain cases, we may use trusted third-party service providers to help deliver our services (such as credit monitoring tools or CRM platforms). These providers are contractually bound to safeguard your data and only use it for permitted purposes.

    Your Rights

    You have the right to:

    • Request access to your personal data

    • Request correction or deletion of your data

    • Withdraw consent at any time (subject to legal and contractual obligations)

    To exercise these rights, contact us at devillavicencio.consulting@gmail.com.

    Changes to This Policy

    Diamond Credit Group reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Continued use of our website and services constitutes acceptance of those changes.

    Contact Us

    If you have any questions or concerns about this Privacy Policy, please contact:
    📧 devillavicencio.consulting@gmail.com